Looking for a personal checking account that gives you more? BankGloucester‘s Elite and Signature checking accounts are loaded with BGPerks. Powered by the BaZing savings network, BGPerks offers discounts on shopping, travel and dining, as well as benefits like cell phone protection, identity theft protection and roadside assistance. Not interested in BGPerks? You can always choose BankGloucester‘s Essential checking account.
Online banking, mobile banking, bill pay, debit card and e-statements.
Local discounts and national retailer deals to save you money on shopping, dining, travel and more.
We will reimburse you for all non-bank Domestic ATM fees per statement cycle up to $30. ATM fee reimbursements will be credited to your account on the last business day of your statement cycle. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00 and higher will be reimbursed if the appropriate ATM receipt is presented to a representative of the bank.
Available 24/7 and free to use, up to $80 in covered service charges.
Save money on prescriptions, eye exams, frames, lenses and hearing services.
Here’s how you earn our highest interest rate*:
– Receive your statements electronically.
– Have at least FIFTEEN (15) Debit Card purchases post and clear per qualification cycle.
– Have at least ONE (1) ACH Direct Deposit or Auto Debit post and clear per qualification cycle.
Maintain a $1,500 minimum balance, and we’ll waive the $10 monthly fee (Service Charge Fee).
Redeem your points for merchandise and discounts. Learn More
Avoid a paper statement fee.
Receive up to $600 per claim ($1,200 per year) if your cell phone is broken or stolen. (See disclosures 1 & 2)
– 1B Credit Monitoring (See disclosure 3) – Your credit report is monitored for suspicious activity.
– Credit Report & Credit Score – Get a free quarterly credit report and quarterly updated credit score.
Fraud Resolution – help on fraud resolution if you become a victim of identity theft.
– $10,000 Personal identity theft benefit (See disclosures 1 & 2)
You’re covered for accidental death should the unexpected happen. (See disclosure 2)
Newly purchased items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 180 days of purchase, plus one year extended warranty. (See disclosures 1 & 2)
1. Cell phone protection, personal identity theft benefit, and buyer’s protection and extended warranty are subject to additional terms and conditions.
2. Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
3. Additional activation is required.
| Type | Minimum Deposit to Open Account | Minimum Balance to Earn APY* | Interest Rate | APY* | Compounding Frequency |
|---|---|---|---|---|---|
| Elite Checking^ | $50.00 | ||||
| If requirements are met | $0.01-$25,000.00 | 4.00%^ | 4.06% | Monthly |
|
| for balances over $25,000.00 | $25,000.01 | 0.25%^* | 4.06% - 0.25% | Monthly |
|
| Signature Checking | $50.00 | $0.01 | 0.05% | 0.05% | Monthly |
^1.00% Annual Percentage Yield (APY) for balances up to $25,000.00. ^*For balances over $25,000.00, the APY will range from 1.00% to 0.25% depending on the balance in the account. This is a variable rate and the rate is subject to change after the account is opened. Fees may reduce earnings.
Online banking, mobile banking, bill pay, debit card and e-statements.
We will reimburse you for all non-bank domestic ATM fees per statement cycle up to $20. ATM fee reimbursements will be credited to your account on the last business day of your statement cycle. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00 and higher will be reimbursed if the appropriate ATM receipt is presented to a representative of the bank.
Local discounts and national retailer deals to save you money on shopping, dining, travel and more.
Available 24/7 and free to use, up to $80 in covered service charges.
Save money on prescriptions, eye exams, frames, lenses and hearing services.
Redeem your points for merchandise and discounts. Learn more
Only $6 per month, monthly fee. Reduce your monthly fee by $0.15 each time you use your debit card.*
Avoid a paper statement fee.
Personal Security Benefits Including:
Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen. (See disclosures 1 & 2)
Includes payment card fraud resolution. $5,000 in personal identity theft benefit and identity restoration. (See disclosures 1 & 2)
Peace of mind for the unexpected. (See disclosure 2)
Newly purchased items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 180 days of purchase, plus one year extended warranty. (See disclosures 1 & 2)
1. Cell phone protection, personal identity theft benefit, and buyer’s protection and extended warranty are subject to additional terms and conditions.
2. Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
| Type | Minimum Deposit to Open Account | Minimum Balance to Earn APY* | Interest Rate | APY* | Compounding Frequency |
|---|---|---|---|---|---|
| Elite Checking^ | $50.00 | ||||
| If requirements are met | $0.01-$25,000.00 | 4.00%^ | 4.06% | Monthly |
|
| for balances over $25,000.00 | $25,000.01 | 0.25%^* | 4.06% - 0.25% | Monthly |
|
| Signature Checking | $50.00 | $0.01 | 0.05% | 0.05% | Monthly |
^1.00% Annual Percentage Yield (APY) for balances up to $25,000.00. ^*For balances over $25,000.00, the APY will range from 1.00% to 0.25% depending on the balance in the account. This is a variable rate and the rate is subject to change after the account is opened. Fees may reduce earnings.
Online banking, mobile banking, bill pay, debit card and e-statements.
Redeem your points for great merchandise. Learn More
When you choose e-Statements, you’ll receive electronic copies of your statements — reduce paper clutter, increase security and convenient access. If you’re not already, enroll in e-statements by logging into your Online Banking Account via our website www.bankgloucester.com. Paper statements available for a fee of $2.
Rates Effective: August 26, 2022
Featured APY*: 1.00%
Elite Checking^ If requirements are met
*APY: Annual Percentage Yield
| Type | Minimum Deposit to Open Account | Minimum Balance to Earn APY* | Interest Rate | APY* | Compounding Frequency |
|---|---|---|---|---|---|
| Elite Checking^ | $50.00 | ||||
| If requirements are met | $0.01-$25,000.00 | 4.00%^ | 4.06% | Monthly |
|
| for balances over $25,000.00 | $25,000.01 | 0.25%^* | 4.06% - 0.25% | Monthly |
|
| Signature Checking | $50.00 | $0.01 | 0.05% | 0.05% | Monthly |
^1.00% Annual Percentage Yield (APY) for balances up to $25,000.00. ^*For balances over $25,000.00, the APY will range from 1.00% to 0.25% depending on the balance in the account. This is a variable rate and the rate is subject to change after the account is opened. Fees may reduce earnings.
Our Switch Kit makes it easy…
We make it easy to switch your checking to the bank that builds long-term relationships with customers through exceptional customer service.
BGPoints powered by uChoose Rewards – a rewards program that’s based on your choices–where you like to shop and what you get with all the points you earn.
Earn points whenever you use your BankGloucester Debit Card (excludes ATM and cashback transactions). Earn even more points if you shop at one of the participating retailers listed on the uChoose Rewards website. Already a customer with a BankGloucester debit card you regularly use? Even if you haven’t signed up for BG Points yet, you have still been earning points!
Signing up for the rewards program is easy and there is no charge. Register with your BankGloucester Debit Card. Link your debit card now.
There is no charge to participate in BG Points powered by uChoose Rewards for all BankGloucester debit card holders. Points are forfeited if the account linked to the debit card is closed. Full terms and conditions are displayed when you register your card at UChooseRewards.com
Please Note: Your points can all be pooled into one account now so you can have all of your cards listed under one login!
Get access to BGPerks through our Elite and Signature Checking accounts. Featuring valuable benefits, such as buyers Protection, Cell Phone Protection, and ID Theft Aid. Did we mention there’s also discounts to local and national retailers, and so much more?
“We noticed a flat tire while at home, so we decided to use our Roadside Assistance benefit. We called BaZing and Tally’s came and fixed it and it only cost us $20 of the $100 charge. — M.R.
“I saved $200 on the purchase of a Mini Mac and software from Apple with my BGPerks! So happy I checked BGPerks before my purchase!”–P.N.
I actually got a $30 deal a Sunbanque!! Before going on vacation, I wanted to get a base before burning in the sun, so I went to Sunbanque and used their perk “buy one get one free.”—C.R.
“My boyfriend and I each got an entree’ from Lobsta Land we received a free appetizer with our dinner, saving us $6.00. We love BG Perks!”— R.P.
“I frequent Jim’s Bagel and Bake Shoppe and was thrilled to find their coupon on my BG Perks App. I ordered a large coffee and received a bagel for free! Every little bit of savings helps.”— J.E.
“I was heading towards Minglewood Harborside when my phone buzzed. It was a notification from my BG Perks app letting me know that the restaurant had a deal. My husband and I decided to stop in for lunch and we received 10% off of our bill.”— K.R.
“The best experience I have had using BankGloucester’s perks app was saving $200 on an Apple Mac Book! Definitely worth checking it out and easy to use!” — A.T.
“I got an oil and filter change at Meineke in Gloucester for $19.95, saving me around $15 using a deal I found on the BGPerks app!” —R.P.
“I was in need of some dog food and other items for my pet, so I decided to check for deals on the BGPerks app and ended up using a deal from chewy.com and saved $15 off my total purchase!”—R.P.
“I bought a new top from Shop-Loro and saved $5 on my purchase with BGPerks!” —K.W.
What’s your story? We want to hear it! Please drop a line to tell us about your experiences with BGPerks!
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