Enjoy the Extras with BG Checking

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Worry Less

Maintain peace of mind with Roadside Assistance, Buyer’s Protection & Extended Warranties.

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Save Money

Find discounts everywhere you go with BaZing Deals on Travel, Food & More.

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Protect Yourself

Make sure you’re covered with Cellphone Protection & ID Theft Aid.

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Protect Them

At home or abroad, accidents can happen when we least expect them. Make sure you’re prepared with Accidental Death Coverage.

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Waivable Service Charges

Hesitant to add another monthly charge to your budget? We offer easy and convenient options to reduce or avoid service fees.

BG Perks Benefits Subject to Additional Disclosures
BG Perks are NOT FDIC insured, and are NOT guaranteed by BankGloucester, or any Government Agency

$6/$10 Service Charge Fee if Requirements are not met for Signature/Elite Accounts


No service charge, $2 paper statement fee if not enrolled in e-statements
$6/mo service charge if requirements not met
$10/mo service charge if requirements not met
  • Budget & save with Money Management
  • Earn BG Points & get rewarded
  • Go green with e-statements
  • Take control of your account with
    Card Valet
  • Bank from anywhere with online &
    mobile banking
  • ATM Reimbursement up to $20/cycle
  • Earn Interest on your balance monthly
  • Reduce or eliminate service charges just
    by using your debit card
  • ATM Reimbursement up to $30/cycle
  • Earn our best monthly interest rate*
  • Waive service charges with a $1,500
    minimum balance

*To receive our highest interest rate, sign up for electronic statements, make at least 15 debit cards purchases and have at least 1 direct deposit payment post and clear each cycle. More information below.


Elite Checking gives you all the benefits of our Signature account, a higher interest rate and enhanced perks like:

 

Our Best Interest Rate

Rates Effective: September 30, 2022

Type

Minimum Deposit to Open Account

Minimum Balance to Earn APY*

Interest Rate

APY*

Compounding Frequency

Elite Checking^ $50.00        
  If Requirements Are Met $0.01 - $25,000.00 1.00% 1.00% Monthly
  For Balances Over $25,000.00 $25,000.01 0.25%^* 1.00% - 0.25% Monthly
**The APY (Annual Percentage Yield) for this tier will range from 1.01% to 0.25%, depending on the balance in the account.

 

To receive our highest interest rate, sign up for electronic statements, make at least 15 debit cards purchases and have at least 1 direct deposit payment post and clear each cycle.

 

ATM Fee Refunds Up to $30/Month

We’ll reimburse you for all non-bank domestic ATM fees up to $30 per month. Fee reimbursements will be credited to your account on the last day of the statement period. Individual fee amounts above $4.99 require ATM receipt to be presented to a BankGloucester team member for full reimbursement.

 

BG Perks

BaZing Savings

Enjoy discounts and special offers at local and national retailers. Save on shopping, dining, travel, events and more!

 

Roadside Assistance

Make the inconvenient, more convenient with 24/7 Roadside Assistance. We'll cover up to $80 in service charges.

 

Health Savings Card

Save money on prescriptions, eye exams, frames, lenses and hearing services.

 

ID Theft Aid & Fraud Resolution

(See Disclosures 1, 2 & 3)

Enjoy peace of mind with ID Theft Aid & Fraud Resolution.  We'll let you know if we spot anything suspicious, and help you recover if an identity theft incident occurs.

Includes:

      • 1B Credit Monitoring – Your credit report is monitored for suspicious activity.
      • Credit Report & Credit Score – Get a free quarterly credit report and quarterly updated credit score.
      • Fraud Resolution – help on fraud resolution if you become a victim of identity theft.
      • $10,000 Personal identity theft benefit

Cellphone Protection

(See Disclosures 1 & 2)

Get reimbursed up to $600 per claim (max $1,200 per year) if you cellphone is broken or stolen. 

 

$25,000 Accidental Death Coverage

(See Disclosure 2)

Protect your family from the unexpected. In the event of an accidental death, we've got you covered.

 

Buyer’s Protection/Extended Warranties

(See Disclosures 1 & 2)

Say good-bye to buyer's remorse with Buyer's Protection. Purchases made with your BankGloucester debit card are protected up to $2,500 per item if theft or accidental breakage occurs in the first 180 days of purchase, plus a one year extended warranty. 


 

Services are not FDIC insured. Not guaranteed by BankGloucester or any government agency.

 

No Service Charge Fee with Minimum $1500 Balance

Maintain an average monthly balance of $1,500.00 or more to enjoy all your benefits, fee free.

Signature Checking grants you access to all the features of Essential, and exclusive benefits including:

 

Accrued Interest

Rates Effective: August 30, 2022

 

Type

Minimum Deposit to Open Account

Minimum Balance to Earn APY*

Interest Rate

APY*

Compounding Frequency

Signature Checking $50.00 $0.01 0.05% 0.05% Monthly

 

 

ATM Fee Refunds Up to $20/Month

We’ll reimburse you for all non-bank domestic ATM fees up to $20 per statement cycle. Fee reimbursements will be credited to your account on the last day of the statement period. Individual fee amounts above $4.99 require ATM receipt to be presented to a BankGloucester team member for full reimbursement.

 

 

BG Perks

BaZing Savings

Enjoy discounts and special offers at local and national retailers. Save on shopping, dining, travel, events and more!

 

Roadside Assistance

Make the inconvenient, more convenient with 24/7 Roadside Assistance. We'll cover up to $80 in service charges.

 

Health Savings Card

Save money on prescriptions, eye exams, frames, lenses and hearing services.

 

ID Theft Aid & Fraud Resolution

(See Disclosures 1 & 2)

Enjoy peace of mind with ID Theft Aid & Fraud Resolution.  We'll let you know if we spot anything suspicious, and help you recover if an identity theft incident occurs.

Includes:

      • Fraud Resolution – help on fraud resolution if you become a victim of identity theft.
      • $5,000 Personal Identity Theft Benefit
      • Identity Restoration

Cellphone Protection

(See Disclosures 1 & 2)

Get reimbursed up to $400 per claim (max $800 per year) if you cellphone is broken or stolen. 

 

$10,000 Travel Accidental Death Coverage

(See Disclosure 2)

Protect your family from the unexpected. In the event of an accidental death while traveling, we've got you covered.

 

Buyer’s Protection/Extended Warranties

(See Disclosures 1 & 2)

Say good-bye to buyer's remorse with Buyer's Protection. Purchases made with your BankGloucester debit card are protected up to $2,500 per item if theft or accidental breakage occurs in the first 180 days of purchase, plus a one year extended warranty. 


 

Services are not FDIC insured. Not guaranteed by BankGloucester or any government agency.

 

Reduce and Eliminate Fees Using Your Debit Card

Reduce your service charge fee by $0.15 every time you use your card during a statement cycle. 40 transactions in a single cycle completely eliminates the service charge fee for that period.

Essential Checking gives you more with features like:

BG Points

Powered by uChoose Rewards

How Does it Work?

Earn points whenever you use your BankGloucester Debit Card (excludes ATM and cashback transactions). Earn even more points if you shop at one of the participating retailers listed on the uChoose Rewards website. Already a customer with a BankGloucester debit card you regularly use? Even if you haven’t signed up for BG Points yet, you have still been earning points! Sign up now and get rewarded with every swipe of your BankGloucester debit card. Use your points toward gift cards, flights, and merchandise, or make payments anywhere PayPal is accepted.

How Many Points Do I Earn?

Earn 1 point for every $6 spent when you process as a debit PIN transaction, or every $3 when you process as a debit signature transaction. Earn even more points by shopping at selected merchants on the uChoose Rewards website or in store!

BG Points is offered to all BankGloucester debit card holders free of charge while card is connected to an active account. Points are forfeited if the account linked to card is closed. Terms and conditions displayed upon registration at UChooseRewards.com.

Note: Points may be transferred if new account is opened prior to closure of previous account. Points may be pooled into one account to have all cards under one login. 


 

MX Money Management

Tired of looking through multiple apps to track your finances? Try Money Management, our all-in-one finance app that allows you to view and manage all of your accounts in one place. Link to your checking, savings, and investment accounts to access personalized spending reports and recommended budget tips based on your lifestyle. Money Management is accessible through your online banking portal, where you can begin connecting your external bank accounts. Once linked, you can view transaction history, payments, bills, and balances across all accounts. Get a complete overview of your finances and gain insights by tracking cash flow, calculating net worth, setting financial goals and developing a custom budget. Access Money Management through the online banking portal. 

 

Card Valet

Always maintain complete control of your card with Card Valet. Lock and unlock your card from your phone, track recent transactions with alerts, and block transactions if your linked mobile device is not present at the merchant location. Planning a vacation? No need to call, just update your location setting in the app. Parents and caretakers can utilize Card Valet to set card limits manually, and deny transactions by merchant or transaction type. Download the app for IOS or Android.

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