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Privacy Policy

Rev. January 2011


WHAT DOES BANKGLOUCESTER DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Account balances
  • Transaction history
  • Assets
  • Account transactions
  • Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.


How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons BankGloucester chooses to share; and whether you can limit this sharing.


Reasons we can share your personal informationDoes BankGloucester Share?Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YesNo
For our marketing purposes –
to offer our products and services to you
NoWe don't share
For joint marketing with other financial companiesNoWe don't share
For our affiliates’ everyday business purposes –
information about your transactions and experiences
NoWe don't share
For our affiliates’ everyday business purposes –
information about your creditworthiness
NoWe don't share
For nonaffiliates to market to youNoWe don't share
Questions?
Call 978-283-8200 for assistance

What We Do

How does BankGloucester protect my personal informationTo protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does BankGloucester collect my personal information?We collect your personal information, for example, when you



  • Open an account

  • Deposit money

  • Give us your contact information

  • Pay us by check

  • Show your driver’s license



We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes – information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

See below for more on your rights under state law.

Definitions

AffiliatesCompanies related by common ownership or control. They can be financial and non-financial companies.
BankGloucester has no affiliates.
NonaffiliatesCompanies not related by common ownership or control. They can be financial and non-financial companies.
BankGloucester does not share with nonaffiliates so they can market to you.
Joint MarketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.
BankGloucester doesn’t jointly market.
Questions?
Call 978-283-8200 for assistance

Other Important Information

For Massachusetts Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing – without your authorization.

Privacy Model Disclosure
VMP® Bankers Systems™
Wolters Kluwer Financial Services © 2010 | PRIV-MODEL 8/1/2010

2012.1/0736 3245847-010

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