Our Elite Reward Checking account helps you grow your balance while giving you the convenience of fee-free ATM access and modern digital banking. Shop around and you’ll see—we’ve got the best checking account interest rate around.
| Account | Minimum to Open | Minimum Balance to Earn APY* | Interest Rate | APY* | Compunding Frequency |
|---|---|---|---|---|---|
| Elite Reward Checking | $10 | ||||
| If requirements are met | $0.01-$25,000.00 | 4.00% | 4.06% | Monthly | |
| For Balances over $25,000.00 | $25,000.01 | 0.25% | 4.06%-0.25% | Monthly | |
| *Variable rate, may change after account is opened. Advertised annual percentage yield (APY) valid as of 1/20/2026. For balances over $25,000.00 APY may vary between 4.06%–0.25%. Fees may reduce earnings. To qualify for our higher interest rate, every monthly qualification cycle you must: have at least FIFTEEN (15) Debit Card purchases post and clear, have at least ONE (1) ACH Direct Deposit post and clear, and you must receive electronic statements. Qualification cycle is the last business day of the month. If that business day falls on a federal holiday, your statement will cutoff on the preceding business day. APY of 0.25% applies if qualifications are not met. Limited time offer. Minimum of $10 to open. For full terms & conditions, visit: BankGloucester.com/disclosures. | |||||
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