Elite Checking

Let us reward your relationship with more features, benefits, and interest.

Anywhere Banking Tools

Online banking, mobile banking, bill pay, debit card and e-statements.

Shop Local, Save Local with BaZing Savings

Local discounts and national retailer deals to save you money on shopping, dining, travel and more.

ATM Fee Refunds

We will reimburse you for all non-bank Domestic ATM fees per statement cycle up to $30. ATM fee reimbursements will be credited to your account on the last business day of your statement cycle. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00 and higher will be reimbursed if the appropriate ATM receipt is presented to a representative of the bank.

Roadside Assistance

Available 24/7 and free to use, up to $80 in covered service charges.

Health Savings Card

Save money on prescriptions, eye exams, frames, lenses and hearing services.

Reward Yourself

Here’s how you earn our highest interest rate*:

– Receive your statements electronically.
– Have at least FIFTEEN (15) Debit Card purchases post and clear per qualification cycle.
– Have at least ONE (1) ACH Direct Deposit or Auto Debit post and clear per qualification cycle.

Waive $10 Monthly Fee (Service Charge Fee)

Maintain a $1,500 minimum balance, and we’ll waive the $10 monthly fee (Service Charge Fee).

Earn Points for Using Your Debit Card with our BG Points Program

Redeem your points for merchandise and discounts. Learn More

Enroll in E-statements

Avoid a paper statement fee.

Personal security benefits including:

Cell Phone Protection

Receive up to $600 per claim ($1,200 per year) if your cell phone is broken or stolen. (See disclosures 1 & 2)

ID Theft Aid

– 1B Credit Monitoring (See disclosure 3) – Your credit report is monitored for suspicious activity.
– Credit Report & Credit Score – Get a free quarterly credit report and quarterly updated credit score.

Fraud Resolution – help on fraud resolution if you become a victim of identity theft.
– $10,000 Personal identity theft benefit (See disclosures 1 & 2)

$25,000 Accidental Death Coverage

You’re covered for accidental death should the unexpected happen. (See disclosure 2)

Buyers Protection & Extended Warranty

Newly purchased items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 180 days of purchase, plus one year extended warranty. (See disclosures 1 & 2)

ELITE CHECKING DISCLOSURES

1. Cell phone protection, personal identity theft benefit, and buyer’s protection and extended warranty are subject to additional terms and conditions.

2. Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.

3. Additional activation is required.

TypeMinimum Deposit to Open Account Minimum Balance to Earn APY* Interest Rate APY*Compounding Frequency
Elite Checking^ $50.00
If requirements are met $0.01-$25,000.00 1.00%^ 1.00% Monthly
for balances over $25,000.00 $25,000.01 0.25%^* 1.00% - 0.25% Monthly
Signature Checking$50.00 $0.01 0.05% 0.05% Monthly

^1.00% Annual Percentage Yield (APY) for balances up to $25,000.00. ^*For balances over $25,000.00, the APY will range from 1.00% to 0.25% depending on the balance in the account. This is a variable rate and the rate is subject to change after the account is opened. Fees may reduce earnings.

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