Online banking, mobile banking, bill pay, debit card and e-statements.
Local discounts and national retailer deals to save you money on shopping, dining, travel and more.
We will reimburse you for all foreign ATM fees each statement cycle. ATM fee reimbursements will be credited to your account on the last business day of your statement cycle. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00 and higher will be reimbursed if the appropriate ATM receipt is presented to a representative of the bank.
Available 24/7 and free to use, up to $80 in covered service charges.
Save money on prescriptions, eye exams, frames, lenses and hearing services.
Here’s how you earn our highest interest rate*:
– Receive your statements electronically.
– Have at least FIFTEEN (15) Debit Card purchases post and clear per qualification cycle.
– Have at least ONE (1) ACH Direct Deposit or Auto Debit post and clear per qualification cycle.
Maintain a $1,500 minimum balance OR have 2 direct deposits post to your account each month, and we’ll waive the $10 monthly service charge fee.
Redeem your points for merchandise and discounts. Learn More
Avoid a paper statement fee by opting to receive your account statements by email.
Receive up to $600 per claim ($1,200 per year) if your cell phone is broken or stolen. (See disclosures 1 & 2)
– 1B Credit Monitoring (See disclosure 3) – Your credit report is monitored for suspicious activity.
– Credit Report & Credit Score – Get a free quarterly credit report and quarterly updated credit score.
Fraud Resolution – help on fraud resolution if you become a victim of identity theft.
– $10,000 Personal identity theft benefit (See disclosures 1 & 2)
You’re covered for accidental death should the unexpected happen. (See disclosure 2)
Newly purchased items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 180 days of purchase, plus one year extended warranty. (See disclosures 1 & 2)
1. Cell phone protection, personal identity theft benefit, and buyer’s protection and extended warranty are subject to additional terms and conditions.
2. Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
3. Additional activation is required.
| Type | Minimum Deposit to Open Account | Minimum Balance to Earn APY* | Interest Rate | APY* | Compounding Frequency |
|---|---|---|---|---|---|
| Elite Checking^ | $50.00 | ||||
| If requirements are met | $0.01-$25,000.00 | 4.00%^ | 4.06% | Monthly |
|
| for balances over $25,000.00 | $25,000.01 | 0.25%^* | 4.06% - 0.25% | Monthly |
|
| Signature Checking | $50.00 | $0.01 | 0.05% | 0.05% | Monthly |
^1.00% Annual Percentage Yield (APY) for balances up to $25,000.00. ^*For balances over $25,000.00, the APY will range from 1.00% to 0.25% depending on the balance in the account. This is a variable rate and the rate is subject to change after the account is opened. Fees may reduce earnings.
